DR. GUSTI SYARIFUDIN, S.T., MMSI., M.KOM. Analisa Deskriptif IT Investment, IT Innovation Terhadap Financial Innovation Pada Bank Perkreditan Rakyat di Kalimantan Barat. Prosiding CORISINDO 2023, [S. l.], 2023. Disponível em: https://ojs.stmikpontianak.ac.id/corisindo/article/view/228. Acesso em: 6 jun. 2026.